AL-Qadisiyah Journal For Administrative and Economic sciences

Digital Financial Deepening and Macroeconomic Stability: Evidence from Iraq

Document Type : Research Paper

Author

Basima kzar Hassan

Department of Economics Studies, Center for Basra and Arab Gulf Studies, University of Basra

https://doi.org/10.33916/qjae.2026.02647679
Abstract
Your full access to the article is suspended indefinitely. You are not logged in (Login | Register) Download as PDF Cites 0 Tweet AbstractThis paper investigates economic implications of deepening financial stabilization under digitalization, including Iraq Since Profoundly embedding points into public debate provides a reliable signal for assessing elements poorly. Composite index construction Measurement of the diffusion w. r.to some indicators (ATM density, access point network casualisation : case POS terminals and electronic cards facilitating cashless payments & mobile wallets) The empirical analysis is done by using ARDL-ECM approach for short-run and long-run investigation with Robustness Check through baseline estimates on the application of OLS. The result indicates that this level of digital finance deepening is associated with lower inflation, money supply and GDP growth fluctuations. Result also show that growth of digital financial services has strengthen traditional banking and transmitting monetary policy into Iraq more effective. Ultimately, this is a study that shows how digital finance can serve as an important tool to help strengthen macroeconomic stability among emerging economies.

Keywords

Digital Financial Deepening
Macroeconomic Stability
Monetary Policy Transmission
Financial Inclusion
Iraq
Crossmark
AL-Qadisiyah Journal For Administrative and Economic sciences
Volume 28, Issue 2
Summer 2026
Pages 647-679

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