AL-Qadisiyah Journal For Administrative and Economic sciences

Abstract This research aims to analyze the mediating role of perceptions of corruption in enhancing the relationship between fiscal policy and economic growth in Iraq during the period 2004-2024. The research focuses on demonstrating the extent to which fiscal policy tools—namely, public revenues, public expenditures, and the fiscal deficit—affect economic growth. It also clarifies how perceptions of corruption influence the nature of this relationship by either weakening or strengthening the effectiveness of fiscal policy in achieving its economic objectives. To explain the relationship and influence between the research variables, a main hypothesis was formulated. To achieve the research objectives, a descriptive-analytical approach was adopted, utilizing standard methods to analyze the impact of the mediating variable (Path Analysis). The research reached a number of Results, the most important of which is that high levels of corruption weaken the effectiveness of fiscal policy in supporting economic growth. Conversely, lower levels of corruption and improved transparency contribute to enhancing the impact of fiscal policy on GDP and achieving more stable growth rates..

Abstract Financial technology (FinTech) in Iraq is experiencing rapid growth, driven by the digital transformation and the increasing demand for modern banking services. These technologies contribute to financial inclusion by expanding access to e-banking, mobile payment, and digital wallets, thus reducing reliance on cash and enhancing transparency. Opportunities lie in the large, young population, the widespread use of smartphones, and the central bank's encouragement of digitalization. Challenges include weak technological infrastructure, limited financial literacy, low public trust in financial institutions, and security and regulatory issues. Addressing these obstacles will enable Iraq to harness the potential of FinTech to achieve inclusive economic growth.